Let me the set the scene for you.  It was 2008.  I had just graduated from Cornell University, moved to New York City and started my new career as a Human Capital Analyst with Lehman Brothers. The sun was shining, birds were singing, and I was a 21 year old woman ready...

We are busy people.  Many of us have a to-do list a mile long, 50 sticky notes plastered across the bathroom mirror and mental notes we make to ourselves that often resurface two minutes too late.  Layer procrastination on top of everything else, and soon enough, we st...